Publikace UTB
Repozitář publikační činnosti UTB

Credit risk management: Financial safety and sustainability aspects

Repozitář DSpace/Manakin

Zobrazit minimální záznam


dc.title Credit risk management: Financial safety and sustainability aspects en
dc.contributor.author Belás, Jaroslav
dc.contributor.author Mišanková, Mária
dc.contributor.author Schönfeld, Jaroslav
dc.contributor.author Gavurová, Beáta
dc.relation.ispartof Journal of Security and Sustainability Issues
dc.identifier.issn 2029-7017 Scopus Sources, Sherpa/RoMEO, JCR
dc.date.issued 2017
utb.relation.volume 7
utb.relation.issue 1
dc.citation.spage 79
dc.citation.epage 94
dc.type article
dc.language.iso en
dc.publisher General Jonas Zemaitis Military Academy of Lithuania
dc.identifier.doi 10.9770/jssi.2017.6.1(7)
dc.subject Corporate financial safety en
dc.subject Credit risk en
dc.subject Management of credit risk en
dc.subject Small and medium sized companies en
dc.description.abstract Financial security of companies is of the strategic importance. An effective credit risk management greatly impacts on a company security because its failure can threaten the existence of the company. These aspects are closely related to the sustainability of the SME sector, which is determined by many negative processes in the current post-crisis period. The aim of this article is to research the dependence between the entrepreneur's ability to manage the credit risk in their company effectively and their knowledge of the corporate capital. Within the set goal, we looked at the differences in the attitudes of entrepreneurs depending on a company size, gender and education of entrepreneurs. To analyze acquired data, we used descriptive statistics, regression analyses and Z-score in our research. The originality of the article is that the whole process and result trajectory is focused on highlighting the financial security and sustainability of the searched sector. The results of our research brought an interesting finding. On the one hand, entrepreneurs declared a high capability of the effective credit risk management in their companies and, on the other hand, demonstrated a low level of knowledge in managing the corporate capital. This trend creates a potential possibility of a growth of corporate financial risks. The research results confirmed that the theoretical knowledge of the corporate capital has a significant impact on the formation of effective attitudes of the entrepreneur to manage the credit risk. Larger companies, men and entrepreneurs with higher education have much better level of knowledge of the corporate capital management. The research results enable to form a platform for a deeper insight into the financial security processes in companies and in the sustainability of the SME sector, especially in the current post-crisis period. en
utb.faculty Faculty of Management and Economics
dc.identifier.uri http://hdl.handle.net/10563/1007544
utb.identifier.obdid 43877357
utb.identifier.scopus 2-s2.0-85030626543
utb.source j-scopus
dc.date.accessioned 2018-01-15T16:31:25Z
dc.date.available 2018-01-15T16:31:25Z
dc.rights Attribution 3.0 Unported
dc.rights.uri https://creativecommons.org/licenses/by/3.0/
dc.rights.access openAccess
utb.contributor.internalauthor Belás, Jaroslav
utb.fulltext.affiliation Jaroslav Belás 1, Mária Mišanková 2, Jaroslav Schönfeld 3, Beáta Gavurová 4 1 Tomas Bata University in Zlín, Faculty of Management and Economics, Mostní 5139, 760 00 Zlín, Czech Republic 2 University of Zilina, Faculty of Operation and Economics of Transport and Communications, Univerzitna 1, 010 26 Zilina, Slovakia 3 University of Economics Prague, Faculty of Business Administration, nám. W. Churchulla 4, Prague, 130 67, Czech Republic 4 Technical University of Košice, Faculty of Economics, Němcovej 32, 040 01 Košice, Slovakia E-mails: 1 belas111@gmail.com; 2 maria.misankova@fpedas.uniza.sk; 3 jaroslav.schonfeld@vse.cz; 4 beata.gavurova@tuke.sk
utb.fulltext.dates Received 25 January 2017 accepted 19 May 2017
utb.scopus.affiliation Tomas Bata University in Zlín, Faculty of Management and Economics, Mostní 5139, Zlín, Czech Republic; University of Zilina, Faculty of Operation and Economics of Transport and Communications, Univerzitna 1, Zilina, Slovakia; University of Economics Prague, Faculty of Business Administration, Nám. W. Churchulla 4, Prague, Czech Republic; Technical University of Košice, Faculty of Economics, Nemcovej 32, Košice, Slovakia
utb.fulltext.faculty Faculty of Management and Economics
Find Full text

Soubory tohoto záznamu

Zobrazit minimální záznam

Attribution 3.0 Unported Kromě případů, kde je uvedeno jinak, licence tohoto záznamu je Attribution 3.0 Unported