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dc.title | Credit risk management: Financial safety and sustainability aspects | en |
dc.contributor.author | Belás, Jaroslav | |
dc.contributor.author | Mišanková, Mária | |
dc.contributor.author | Schönfeld, Jaroslav | |
dc.contributor.author | Gavurová, Beáta | |
dc.relation.ispartof | Journal of Security and Sustainability Issues | |
dc.identifier.issn | 2029-7017 Scopus Sources, Sherpa/RoMEO, JCR | |
dc.date.issued | 2017 | |
utb.relation.volume | 7 | |
utb.relation.issue | 1 | |
dc.citation.spage | 79 | |
dc.citation.epage | 94 | |
dc.type | article | |
dc.language.iso | en | |
dc.publisher | General Jonas Zemaitis Military Academy of Lithuania | |
dc.identifier.doi | 10.9770/jssi.2017.6.1(7) | |
dc.subject | Corporate financial safety | en |
dc.subject | Credit risk | en |
dc.subject | Management of credit risk | en |
dc.subject | Small and medium sized companies | en |
dc.description.abstract | Financial security of companies is of the strategic importance. An effective credit risk management greatly impacts on a company security because its failure can threaten the existence of the company. These aspects are closely related to the sustainability of the SME sector, which is determined by many negative processes in the current post-crisis period. The aim of this article is to research the dependence between the entrepreneur's ability to manage the credit risk in their company effectively and their knowledge of the corporate capital. Within the set goal, we looked at the differences in the attitudes of entrepreneurs depending on a company size, gender and education of entrepreneurs. To analyze acquired data, we used descriptive statistics, regression analyses and Z-score in our research. The originality of the article is that the whole process and result trajectory is focused on highlighting the financial security and sustainability of the searched sector. The results of our research brought an interesting finding. On the one hand, entrepreneurs declared a high capability of the effective credit risk management in their companies and, on the other hand, demonstrated a low level of knowledge in managing the corporate capital. This trend creates a potential possibility of a growth of corporate financial risks. The research results confirmed that the theoretical knowledge of the corporate capital has a significant impact on the formation of effective attitudes of the entrepreneur to manage the credit risk. Larger companies, men and entrepreneurs with higher education have much better level of knowledge of the corporate capital management. The research results enable to form a platform for a deeper insight into the financial security processes in companies and in the sustainability of the SME sector, especially in the current post-crisis period. | en |
utb.faculty | Faculty of Management and Economics | |
dc.identifier.uri | http://hdl.handle.net/10563/1007544 | |
utb.identifier.obdid | 43877357 | |
utb.identifier.scopus | 2-s2.0-85030626543 | |
utb.source | j-scopus | |
dc.date.accessioned | 2018-01-15T16:31:25Z | |
dc.date.available | 2018-01-15T16:31:25Z | |
dc.rights | Attribution 3.0 Unported | |
dc.rights.uri | https://creativecommons.org/licenses/by/3.0/ | |
dc.rights.access | openAccess | |
utb.contributor.internalauthor | Belás, Jaroslav | |
utb.fulltext.affiliation | Jaroslav Belás 1, Mária Mišanková 2, Jaroslav Schönfeld 3, Beáta Gavurová 4 1 Tomas Bata University in Zlín, Faculty of Management and Economics, Mostní 5139, 760 00 Zlín, Czech Republic 2 University of Zilina, Faculty of Operation and Economics of Transport and Communications, Univerzitna 1, 010 26 Zilina, Slovakia 3 University of Economics Prague, Faculty of Business Administration, nám. W. Churchulla 4, Prague, 130 67, Czech Republic 4 Technical University of Košice, Faculty of Economics, Němcovej 32, 040 01 Košice, Slovakia E-mails: 1 belas111@gmail.com; 2 maria.misankova@fpedas.uniza.sk; 3 jaroslav.schonfeld@vse.cz; 4 beata.gavurova@tuke.sk | |
utb.fulltext.dates | Received 25 January 2017 accepted 19 May 2017 | |
utb.scopus.affiliation | Tomas Bata University in Zlín, Faculty of Management and Economics, Mostní 5139, Zlín, Czech Republic; University of Zilina, Faculty of Operation and Economics of Transport and Communications, Univerzitna 1, Zilina, Slovakia; University of Economics Prague, Faculty of Business Administration, Nám. W. Churchulla 4, Prague, Czech Republic; Technical University of Košice, Faculty of Economics, Nemcovej 32, Košice, Slovakia | |
utb.fulltext.faculty | Faculty of Management and Economics |