Publikace UTB
Repozitář publikační činnosti UTB

Gender differences of managing banks' credit portfolio

Repozitář DSpace/Manakin

Zobrazit minimální záznam


dc.title Gender differences of managing banks' credit portfolio en
dc.title Różnice płci w zarządzaniu portfelem kredytowym banków pl
dc.contributor.author Rózsa, Zoltán
dc.contributor.author Zbranková, Hana
dc.contributor.author Rahman, Ashiqur
dc.relation.ispartof Polish Journal of Management Studies
dc.identifier.issn 2081-7452 Scopus Sources, Sherpa/RoMEO, JCR
dc.date.issued 2018
utb.relation.volume 18
utb.relation.issue 2
dc.citation.spage 222
dc.citation.epage 283
dc.type article
dc.language.iso en
dc.publisher Czestochowa University of Technology
dc.identifier.doi 10.17512/pjms.2018.18.2.22
dc.subject Credit risk management en
dc.subject Gender en
dc.subject Ethics en
dc.subject Behaviour en
dc.subject Banks en
dc.description.abstract The article aimed to demonstrate whether the quality of decision-making on lending to clients in the small and medium-sized business sector is influenced by the gender of the approvers or their direct motivation caused by share on business results. The motivation for this research were the studies conducted after the last global financial crisis, mostly in the US and Europe, to a lesser extent in the Czech Republic. Their authors tend to conclude that women show better credit risk management than men and that direct managers' engagement in business results and profits generates a higher susceptibility to risky, erroneous decisions. The research was carried out on one of the major banks operating in the Czech Republic, on a nationwide sample of workers with the loan approval authority in the segment of small and medium-sized firms. The decision of the approvers was, based on a random selection of about 1/3 of all their decisions, subject to control over three consecutive years. The obtained data were analysed by ANOVA, which did not prove the dependence of the decision quality on the gender or the direct motivation of the approver on business results. The research and its results have opened up scope for further research on the issue with a focus on a qualitative analysis of the nature and severity of the mistakes in terms of gender, job position, the level of authorization power and, last but not least, the unequal representation of women in the management of domestic banks. © 2018, Czestochowa University of Technology. All rights reserved. en
utb.faculty Faculty of Management and Economics
dc.identifier.uri http://hdl.handle.net/10563/1008440
utb.identifier.obdid 43879446
utb.identifier.scopus 2-s2.0-85059829974
utb.identifier.wok 000457451500022
utb.source j-scopus
dc.date.accessioned 2019-07-08T11:59:46Z
dc.date.available 2019-07-08T11:59:46Z
dc.rights Attribution 4.0 International
dc.rights.uri https://creativecommons.org/licenses/by/4.0/
dc.rights.access openAccess
utb.contributor.internalauthor Zbranková, Hana
utb.contributor.internalauthor Rahman, Ashiqur
utb.fulltext.affiliation Rózsa Z., Zbranková H., Rahman A. * * Doc. PhDr. Zoltán Rózsa, PhD. Associate professor, School of economics and management in public administration in Bratislava, Slovak Republic Ing. et Bc. Hana Zbranková, PhD. Student, Tomas Bata University in Zlín, Faculty of Management and Economics, Czech Republic and Senior Credit Specialist, Member of the Headquarters Approval Comitee in ČSOB a.s. Czech Republic (member of the Belgian banking group KBC), Ashiqur Rahman, PhD. Student, Tomas Bata University in Zlín, Faculty of Management and Economics, Czech Republic. Corresponding author: hzbrankova@utb.cz zoltan@rozsa.sk; rahman@utb.cz
utb.fulltext.dates Received September 05, 2018 Revised November 17, 2018 Accepted November 22, 2018
utb.wos.affiliation [Rozsa, Z.] Sch Econ & Management Publ Adm Bratislava, Bratislava, Slovakia; [Zbrankova, H.; Rahman, A.] Tomas Bata Univ Zlin, Fac Management & Econ, Zlin, Czech Republic
utb.scopus.affiliation School of economics and management in public administration, Bratislava, Slovakia; Tomas Bata University in Zlín, Faculty of Management and Economics, ČSOB a.s., Czech Republic; Tomas Bata University in Zlín, Faculty of Management and Economics, Czech Republic
utb.fulltext.faculty Faculty of Management and Economics
utb.fulltext.faculty Faculty of Management and Economics
Find Full text

Soubory tohoto záznamu

Zobrazit minimální záznam

Attribution 4.0 International Kromě případů, kde je uvedeno jinak, licence tohoto záznamu je Attribution 4.0 International