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dc.title | Web usage analysis of Pillar 3 disclosed information by deposit customers in turbulent times | en |
dc.contributor.author | Munk, Michal | |
dc.contributor.author | Pilková, Anna | |
dc.contributor.author | Benko, Ľubomír | |
dc.contributor.author | Blažeková, Petra | |
dc.contributor.author | Švec, Peter | |
dc.relation.ispartof | Expert Systems with Applications | |
dc.identifier.issn | 0957-4174 Scopus Sources, Sherpa/RoMEO, JCR | |
dc.date.issued | 2021 | |
utb.relation.volume | 185 | |
dc.type | article | |
dc.language.iso | en | |
dc.publisher | Pergamon-Elsevier Science Ltd | |
dc.identifier.doi | 10.1016/j.eswa.2021.115503 | |
dc.relation.uri | https://www.sciencedirect.com/science/article/pii/S0957417421009131 | |
dc.subject | risk management | en |
dc.subject | market discipline | en |
dc.subject | data pre-processing | en |
dc.subject | financial regulation | en |
dc.subject | web usage mining | en |
dc.description.abstract | Market discipline has been a scrutinized area since the last financial crisis in 2008. Regulators strengthened their role particularly through Pillar 3 in Basel III. However, there are still some aspects of market discipline that deserve special attention to avoid future failures. This study focuses on the analysis of the interest and behaviour of deposit stakeholders based on website data dedicated to disclosures of commercial bank in Slovakia during and after turbulent times (period 2009–2012). The data consists of log files, and web mining techniques were applied (the modelling of web user behaviour in dependence on time - based on the proposals of the authors). The results show that also in turbulent times, stakeholders’ interest in Pillar 3 disclosures is low (in line with (Munk, Pilkova, Benko, & Blažeková, 2017)) and the highest interest was identified for the Pricing List category. After turbulent times, Pillar 3 categories (Pillar 3 related information and Pillar 3 disclosures) have weak interest, with peaks at the beginning of the year, and the highest increase was in the Business Conditions category. The results suggest that the enhancement of interest of key stakeholders in disclosures inevitably requires changes to deliver sufficient disclosure data structures and to design a disclosure policy that fulfils regulatory expectations. © 2021 The Authors | en |
utb.faculty | Faculty of Humanities | |
dc.identifier.uri | http://hdl.handle.net/10563/1010476 | |
utb.identifier.obdid | 43882650 | |
utb.identifier.scopus | 2-s2.0-85111047968 | |
utb.identifier.wok | 000707414500007 | |
utb.identifier.coden | ESAPE | |
utb.source | j-scopus | |
dc.date.accessioned | 2021-08-17T07:36:50Z | |
dc.date.available | 2021-08-17T07:36:50Z | |
dc.description.sponsorship | Scientific Grant Agency of the Ministry of Education of the Slovak Republic (ME SR); Slovak Academy of Sciences (SAS) [VEGA-1/0776/18, VEGA-1/0821/21] | |
dc.description.sponsorship | Slovenská Akadémia Vied, SAV: VEGA-1/0776/18, VEGA-1/0821/21 | |
dc.format.extent | 12 | |
dc.rights | Attribution 4.0 International | |
dc.rights.uri | https://creativecommons.org/licenses/by/4.0/ | |
dc.rights.access | openAccess | |
utb.contributor.internalauthor | Munk, Michal | |
utb.fulltext.affiliation | Michal Munk a,c,1 , Anna Pilkova b,2, Lubomir Benko a,3,*, Petra Blazekova b,4, Peter Svec a,5 a Constantine the Philosopher University in Nitra, Tr. A. Hlinku 1, SK 949 01 Nitra, Slovakia b Comenius University in Bratislava, Odbojarov 10, SK 820 05 Bratislava, Slovakia c Tomas Bata University in Zlín, nam. T. G. Masaryka 5555, CZ 760 01 Zlín, Czechia | |
utb.fulltext.dates | Received 5 January 2020 Received in revised form 3 June 2021 Accepted 26 June 2021 | |
utb.fulltext.sponsorship | This work was supported by the Scientific Grant Agency of the Ministry of Education of the Slovak Republic (ME SR) and Slovak Academy of Sciences (SAS) under the contract No. VEGA-1/0776/18 and VEGA-1/0821/21. | |
utb.wos.affiliation | [Munk, Michal; Benko, Lubomir; Svec, Peter] Constantine Philosopher Univ Nitra, Tr A Hlinku 1, SK-94901 Nitra, Slovakia; [Pilkova, Anna; Blazekova, Petra] Comenius Univ, Odbojarov 10, SK-82005 Bratislava, Slovakia; [Munk, Michal] Tomas Bata Univ Zlin, Nam TG Masaryka 5555, CZ-76001 Zlin, Czech Republic | |
utb.scopus.affiliation | Constantine the Philosopher University in Nitra, Tr. A. Hlinku 1, Nitra, SK 949 01, Slovakia; Comenius University in Bratislava, Odbojárov 10, Bratislava, SK 820 05, Slovakia; Tomas Bata University in Zlín, nám. T. G. Masaryka 5555, Zlín, CZ 760 01, Czech Republic | |
utb.fulltext.projects | VEGA-1/0776/18 | |
utb.fulltext.projects | VEGA-1/0821/21 | |
utb.fulltext.faculty | - | |
utb.fulltext.ou | - |